$5,000 Wells Fargo Bank Settlement 2025 – How Can You Claim Before October 1?

By Niharika Singh

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$5,000 Wells Fargo Bank Settlement 2025

If you live in California and receive uninvited record calls link to Wells Fargo between 2014 and 2023, you could claim compensation, potentially hundreds or thousands of dollars per incident. Use the official claim form by 1, October 2025 and keep your information secure.

If you were in California and received at least one of these automated or recorded calls, you may eligible to file a claim for cash reimbursement. Filing is simple and free, and verifying eligibility today gives you the best chance to receive payment this summer. Check all about $5,000 Wells Fargo Bank Settlement 2025 update from below.

$5,000 Wells Fargo Bank Settlement 2025

In 2025, Wells Fargo agreed to pay out $19.5 million to settle a lawsuit over unauthorized recorded calls made in California by a third-party vendor between 2014 and 2023. If you lived in California during that time and received at least one of these automated calls from The Credit Wholesale Co. on behalf of Wells Fargo, you may be entitled to compensation. Each valid call could earn you around $86, and in some cases, up to $5,000, depending on how many people file claims.

To claim your share, you will need to submit a simple form by 1 October 2025, either online or by mail. The process is straightforward; go to the official settlement website, enter your phone number and any other required info, then hit submit. No proof of bank account or past statements is needed, just basic details.

Keep an eye out for scams pretending official. Never click on unknown links or give personal details unless you are on the verified claim portal. The settlement payment is expect to arrive by mid to late 2025, once the court gives final approval.

What is Wells Fargo Settlement About?

In 2025, Wells Fargo agree to settle a class-action lawsuit in California involving its vendor, The Credit Wholesale Co. The crux: customers claim they received unauthorized recorded phone calls between 22 October 2014 and 17 November 2023 which would breach California’s privacy law.

Although Wells Fargo does not admit wrongdoing, the bank set aside $19.5 million to compensate individuals. If you were in California and received at least one of these automated or recorded calls, you may be eligible to file a claim for cash reimbursement.

News In A Nutshell

  • Wells Fargo Fund – $19.5M to resolve privacy claims.
  • Eligible Categories – Call receivers in CA (2014–2023).
  • Claim Benefit – Approx. $86 per eligible call, possibly up to $5,000 in rare cases.
  • File Deadline – Must submit your claim by 1, October 2025.
  • Expected Payout Window – Summer 2025 (about 52 days after court approval).
  • Action Steps – Use official portal, file early, avoid phishing scams.

Who’s Eligible?

  • You got a call in California from The Credit Wholesale Co. on behalf of Wells Fargo or its affiliates.
  • The call occurred between October 2014 and November 2023.
  • You still have the phone number or can verify you received the call.
  • You lived in California during that period or are a qualifying California business.

What You May Receive?

  • Estimated payout – $86 per eligible call.
  • In rare cases, you could earn up to $5,000 per call, depending on how many valid claims are filed and the total number of calls.
  • These amounts are set by how many people claim and the total collected in the settlement fund.

Dates You Need to Know

DateEvent
Claim window opensAs soon as settlement site launches
Deadline for filing1 October 2025 (online or by postmark)
Court final approvalAround May 2025
Estimated payment timeAround 52 days after court approval (~July/August 2025)
Since payments depend on the court’s final approval, claim sooner rather than later.

How to Submit Your Claim?

Step 1: Visit Official Settlement Portal

  • Look for the court–authorized site (often linked via legal notices or official emails). Stay clear of unofficial webpages.

Step 2: Fill Out Claim Form

  • Provide your phone number and any business name if applicable.
  • Enter any Claim ID or PIN if received; if not, you can still file manually.

Step 3: Submit Your Claim

  • Online: Simply hit submit after completing the form.
  • By Mail: Print the form, sign it, and mail it to the administrator before 1, October 2025.

Step 4: Save Your Confirmation

  • Whether filing online or by mail, keep your confirmation number or email receipt as proof of timely submission.

Step 5: Await Approval

  • You will hear back via mail or email. If approved, payments should arrive around July or August 2025.

What’s the Payout? 

You typically receive around $86 per call, but if fewer claims are made and many people qualify, your payment could increase up to as much as $5,000 per incident. Keep in mind; payouts depend on total valid claims and the size of the settlement fund.

Stay Secure While Filing

With news of a settlement like this, scammers often attempt phishing attacks. Using only the court–approved claim website. Not responding to unsolicited texts or social media messages urging you to “claim now.” Never providing your bank details, SSN, or personal data to unofficial or suspicious pages.

Government consumer protection agencies such as the CFPB and state attorney generals consistently warn about fake settlement sites, only rely on verified links. Check your eligibility and file your claim before 1 October.

Need assistance or have concerns? Connect directly with the official settlement administrator named on the claim form avoid relying on unknown sources. For the latest updates on your claim status and payment schedule, be sure to save or bookmark this page. Got questions or opinions? Drop them in the comments below. And don’t forget to share this article with friends or family who might eligible and could benefit from this settlement.

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Niharika Singh

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