Life Insurance Corporation of India (LIC) has lunched a wonderful opportunity for women through the Bima Sakhi Yojana. This scheme is designed to help women earn a steady income of ₹7,000 or more every month by becoming LIC agents. With free training, flexible work hours, and full support from LIC, women can build a career while helping others secure their future. It’s a great way to become financially independent and make a positive impact in your community.
LIC Bima Sakhi Yojana
In an effort to promote financial independence among women, Life Insurance Corporation of India (LIC) has launched a special scheme exclusively for women – the LIC Bima Sakhi Yojana. This unique initiative not only provides women with job opportunities but also enables them to earn a stable monthly income of up to ₹7,000 or more while helping other women secure their future through insurance.
If you are a woman looking for a part-time income opportunity or want to step into the financial sector without needing a high degree or investment, the LIC Bima Sakhi Yojana could be your golden chance. Let’s understand how this scheme works, who can apply, and what benefits it offers.
What is LIC Bima Sakhi Yojana?
LIC Bima Sakhi Yojana is a women empowerment initiative by LIC that aims to recruit female agents, especially from rural and semi-urban areas. These women, called “Bima Sakhis,” are trained and authorized to sell LIC’s life insurance policies in their communities. In return, they earn a monthly income through commissions and special incentives – which can go up to ₹7,000 or more depending on performance.
Unlike traditional jobs, this scheme gives women the flexibility to work from their local areas, at their own pace, and without any pressure. It is ideal for housewives, self-help group (SHG) members, and unemployed women who want to support their families financially.
Key Features of LIC Bima Sakhi Yojana
- Only for Women – This scheme is exclusively for female candidates.
- Part-Time Opportunity – Work at your convenience from home or locally.
- Earn up to ₹7,000/month – Through policy commissions, renewal bonuses, and incentives.
- Work in Your Community – No need to relocate or travel far.
- Free Training Provided – LIC offers full support and training to start.
- Get Identity as Bima Sakhi – An official LIC badge and recognition.
Who Can Become a Bima Sakhi? (Eligibility Criteria)
- Gender: Only female candidates are eligible.
- Age: Must be between 18 to 45 years of age.
- Education: Minimum qualification is 10th pass. Higher education is an advantage but not mandatory.
- Residence: Preference is given to women who live in rural, tribal, or semi-urban areas.
Other Requirements: Should be able to communicate well and be willing to learn. A positive attitude and a desire to help others are important.
What Does a Bima Sakhi Do?
As a Bima Sakhi, your job is to promote LIC’s life insurance plans among women and families in your locality. You help people understand the importance of life insurance, assist them in choosing the right plan, and complete the paperwork.
You also provide after-sale service by reminding customers about premium dates, updating documents, and ensuring smooth communication between LIC and the policyholders. It’s not just a job – it’s about building trust in your community and supporting others while you earn.
How Much Can You Earn?
The biggest highlight of the LIC Bima Sakhi Yojana is the earning potential. While your income depends on how many policies you sell, on average, a Bima Sakhi can earn:
- ₹4,000 to ₹7,000 per month in the beginning
- More than ₹10,000 per month for active and high-performing women
- Additional incentives from LIC based on targets, festivals, and annual achievements
Your income includes:
- Renewal Commission (earned each year the policy remains active)
- Bonus & Awards for achieving targets
- So, the more effort you put in, the more you earn – without any upper limit.
How to Apply for LIC Bima Sakhi Yojana?
The application process is simple and guided. Here’s how you can apply:
Step 1: Visit Your Nearest LIC Branch:- Visit your local LIC branch and let them know you’re interested in becoming a Bima Sakhi.
Step 2: Fill the Application Form:- Fill out the Bima Sakhi application form with your basic details, education, and ID proof. You’ll need documents like:
- Aadhar Card
- PAN Card
- 10th Certificate (or highest qualification)
- Passport-size photos
- Local residence proof
Step 3: Attend Training: After submission, you’ll be invited to attend a free training session (usually 25–30 hours). You’ll learn:
- LIC products and plans
- How to talk to customers
- Sales techniques
- Application and documentation process
Step 4: Clear the IRDAI Exam: LIC will help you register for the IRDAI Agent Exam. It’s an easy online test. Once you pass, you’ll receive your Agent License and officially become a Bima Sakhi.
Step 5: Start Working and Earning: Once approved, you’ll get your LIC agent ID, badge, and materials. You can now start approaching people and selling policies. Your Development Officer will continue to support and guide you.
Why This Scheme Matters for Women?
The LIC Bima Sakhi Yojana is more than just a way to earn money. It is a tool to empower women, especially in rural areas where job opportunities are limited. It:
- Builds confidence
- Improves financial independence
- Encourages leadership in the community
- Promotes savings and security among other women
Thousands of women across India have already joined and started earning a regular income.
Your Journey to Financial Freedom Begins with LIC Bima Sakhi
If you’re a woman looking for a flexible, respectful, and rewarding source of income, the LIC Bima Sakhi Yojana is the perfect opportunity. With free training, guidance, and strong earning potential, you can earn ₹7,000 or more every month while helping others secure their future.
So don’t wait—visit your nearest LIC branch today and take the first step towards financial freedom. Be a Bima Sakhi, and become a role model in your community!
