The Sahara Group refund portal is now open for investors to claim their money. Eligible depositors can apply online and get up to ₹50,000 directly in their bank account. Just register using your Aadhaar and upload the required documents at Sahara Refund Portal which is https://mocrefund.crcs.gov.in. Don’t miss this chance apply now before the deadline ends (31 December 2025).
Sahara Group Refund Starts Claim ₹50,000 Now
Good news for lakhs of investors who had once put their hard-earned money into Sahara Group schemes — the long wait for refunds has finally come to an end. The Central Government, in coordination with the Supreme Court, has launched a refund process that allows eligible depositors to claim up to ₹50,000. This move is aimed at providing relief to small investors who have been waiting for years to get their money back.
If you’re someone who invested in any of Sahara’s cooperative societies and are wondering how to apply, what documents are needed, and who can actually claim the refund — this article explains everything in simple words.
What’s the Sahara Refund Scheme All About?
The refund process comes as part of a Supreme Court-monitored initiative where ₹5,000 crore was ordered to be returned to depositors. The money will be disbursed under the CRCS-Sahara Refund Portal, managed by the Ministry of Cooperation and facilitated through UIDAI (Aadhaar) and payment gateway services.
Initially, each eligible claimant can receive a refund of up to ₹50,000, directly into their bank account, subject to proper verification. The good news? It’s completely online and does not require you to visit any office physically.
Latest Update Over ₹5,139 Crore Already Refunded to Sahara Investors
The Sahara refund process is moving ahead steadily, bringing long-awaited relief to investors. Following a Supreme Court order, ₹5,000 crore was set aside from the Sahara-SEBI Refund Account to return money to genuine depositors. The entire process is being handled by the Central Registrar of Cooperative Societies, with guidance from former Supreme Court Judge Justice R. Subhash Reddy and legal advisor Shri Gaurav Agarwal.
As of July 23, 2025, more than ₹5,139 crore has already been transferred to the accounts of around 27.33 lakh people, out of over 1.35 crore applicants. This shows good progress, and more payments will be made in the coming phases.
Last Date to File Your Sahara Refund Claim
For those who haven’t applied yet, there’s good news the time to submit your Sahara refund claim has been extended. Understanding the large number of pending applications and the complexity of verification, the Supreme Court has now allowed the refund process to continue till the end of this year. Investors can now file their claims up to 31 December 2025, giving everyone a fair chance to get their rightful money back. With a portion of funds still available for disbursal, eligible depositors are encouraged to apply without further delay.
Who Is Eligible to Apply?
You can apply for a refund only if you fulfil all of the following conditions:
- You invested in one or more Sahara Cooperative Societies, namely:
- Sahara Credit Cooperative Society Ltd.
- Saharayan Universal Multipurpose Society Ltd.
- Humara India Credit Cooperative Society Ltd.
- Stars Multipurpose Cooperative Society Ltd.
- Your investment maturity date has already passed on or before March 22, 2022.
- You have not already received the maturity amount or are still awaiting the refund.
- Your claim amount is ₹50,000 or less for now (larger claims may be allowed later).
Documents Required for Sahara Refund
To successfully apply for the refund, you’ll need the following documents:
- Aadhaar Card (linked with your mobile number and bank account).
- Bank Passbook/Cancelled Cheque (to verify account details).
- Deposit Certificate/Passbook issued by the Sahara Cooperative Society.
- A recent passport-size photograph.
- Your mobile number linked with Aadhaar (for OTP verification).
Step-by-Step Process to Apply Online for Sahara Refund
Here’s a simple guide to walk you through the application process:
- Step 1: Visit the Official Refund Portal which is https://mocrefund.crcs.gov.in.
- Step 2: Register with Your Aadhaar for that click on “Depositor Registration” and enter your Aadhaar number. You’ll receive an OTP on your Aadhaar-linked mobile number for verification.
- Step 3: Enter Your Bank Details, once your Aadhaar is verified, fill in your bank account information where the refund should be credited.
- Step 4: Scan and upload all required documents, including your Sahara deposit certificate.
- Step 5: Once everything is filled out, click on “Submit Claim”. You will get an acknowledgment or reference number for tracking your refund status.
It may take up to 45 days for the verification process to complete. If all details are found valid, the amount will be transferred directly to your bank account.
How Will the Refunds Be Verified?
The Ministry of Cooperation has partnered with several government bodies to ensure strict and transparent verification. Your data will be checked against Sahara’s official records, Aadhaar database, and bank KYC records. This is to avoid fraudulent claims and ensure that only genuine investors receive their due money.
What If You Invested More Than ₹50,000?
As of now, the government has capped the refund at ₹50,000 per person, keeping in mind the large number of applicants and the available ₹5,000 crore fund.
However, officials have mentioned that if the process goes smoothly in Phase 1, larger claims may be considered in the future. So even if your investment was higher, you can still claim ₹50,000 now and wait for further announcements.
Points to Remember
- The last date to apply has not been officially announced, but it’s best to apply as early as possible.
- There is no fee to apply — the portal is completely free to use.
- Do not trust agents or third parties claiming to get your refund for a charge.
- Keep a copy of all submitted documents and application reference number for your own safety.
Sahara Refund Support: Helpline Numbers & Contact Hours
If you face any issues while filing your Sahara refund claim or have questions about the process, dedicated helplines are available to assist you. You can contact the CRCS-Sahara Refund Portal Helpdesk at 011-20909044 or 011-20909045 during working hours (9:30 AM to 6:00 PM, Monday to Friday, excluding Central Government holidays).
For society-specific queries, especially related to your investment details or documents, you can directly reach out to the respective Sahara cooperative societies. The common toll-free numbers you can call are:
0522-6937100, 0522-3108400, 0522-6931000, and 08069208210.
